Representing over 50 US life insurance carriers allows us access to the most competitive life insurance products for our specialized clientele. Options range from permanent cash value plans to term insurance, consequently allowing us to customize the plans to your exact need. Unsure of your coverage needs? Please contact us at johng@gorsline.com or see the life insurance calculator in the links tab to determine your need.

Do you currently have life insurance? If so, have you done a complete cost and benefit audit to make sure your plan is keeping pace with your needs? Our process is designed to thoroughly audit cost, expenses and policy longevity and will show you any specific areas for improvement. We will work hand in hand with your accountants and attorneys to ensure your current coverage is appropriate for your needs and goals.

Our dedicated team of experts will communicate with your team of advisors to design and implement the most efficient estate planning strategy for you. Have you thought about your potential estate tax liability and how your family would pay for it?

According to a 2005 report from LIMRA, one in four small business owners have done a good job in succession and continuation planning. Family business succession deteriorates with each generation. There are many challenges with succession from the generation one to generation two. By the third generation, the odds are even smaller. Our team of experts will help you devise a strategy to protect against unforeseen catastrophes that will keep your business healthy, wealthy and alive. What is your business succession plan?

Are you looking for an alternative way to save? A deferred compensation plan might be the right plan for you.

In today's uncertain economic times, many people are concerned with the preservation of wealth. The biggest obstacle for wealth preservation is future taxation. We have many proven wealth preservation strategies that are customized to fit your financial preservation needs and goals.

Consultative process with your accountant will help determine if this fits you. Can you save more money pre-tax? Find out by contacting us at johng@gorsline.com

Are you maximizing all of your contributions? There are endless strategies to help you maximize pre-tax savings and retirement income planning. Do you know how much income you will need to live on in retirement? If you are unsure, we will conduct an analysis for you to help determine and devise a strategy for wealth accumulation. Contact us at johng@gorsline.com.